Real estate deflation — end of a mania — Prices down 33 per cent already leading to reduced wealth of individuals, reduced capital gains tax revenue and reduced real estate property tax revenue. Robert Prechter says there will be a 90% drop by 2016.

John Immigration Arizona King Good evening everyone from the University of South Florida in Tampa. This is a special edition of JOHN KING, USA, the Florida's Governor Debate sponsored by CNN and the «St. Petersburg Times». Just eight days from Election Day and this race, one of the nation's most important contests, is a dead heat.

13. Interest rate drops. Savers and retired people counting on a safe return on their money have less money to buy goods and services and to make rent or house payments. Then interest rates spiral up as businesses borrow at any rate to stay afloat. Bond prices tank meaning massive loses in value of debt instruments with junk bonds and corporate bonds hurt the most. Cities, States and Counties that cannot print money (like the federal government can) can have the most trouble.

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Write what you know. Practice real estate law? Write about issues affecting buyers and sellers. Have 20 years experience in medical malpractice? Give readers tips on what to do at the scene of an accident. Don't explore new territory, stick to your expertise-that's where you have the ability to shine. Remember that you are the brand.

JOHN KING: We're out of time tonight, but we'd like to thank the University of South Florida, the «St. Petersburg Times» and both of the Florida gubernatorial candidates for joining us tonight for this conversation.